LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,045
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,886
−HK$855/mo
Today · 4.125%
HK$28,741
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,482/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,087
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,894
−HK$819/mo
Today · 4.125%
HK$31,713
baseline
▲ 0.50% · 4.625%
HK$33,384
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,426/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,454
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,463
−HK$1,026/mo
Today · 4.125%
HK$34,489
baseline
▲ 0.50% · 4.625%
HK$36,588
+HK$2,099/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,978/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,105
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,073
−HK$982/mo
Today · 4.125%
HK$38,055
baseline
▲ 0.50% · 4.625%
HK$40,061
+HK$2,006/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,110/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,863
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,196/mo
Today · 4.125%
HK$40,237
baseline
▲ 0.50% · 4.625%
HK$42,686
+HK$2,449/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,474/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,122
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,252
−HK$1,146/mo
Today · 4.125%
HK$44,398
baseline
▲ 0.50% · 4.625%
HK$46,738
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,796/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,681
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,195
−HK$1,539/mo
Today · 4.125%
HK$51,734
baseline
▲ 0.50% · 4.625%
HK$54,881
+HK$3,147/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$103,468/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,157
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,609
−HK$1,474/mo
Today · 4.125%
HK$57,083
baseline
▲ 0.50% · 4.625%
HK$60,092
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.67M · min. income ≈ HK$114,166/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,768 · Scale 2, in force from 26 Feb 2026)