LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,047
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,888
−HK$855/mo
Today · 4.125%
HK$28,743
baseline
▲ 0.50% · 4.625%
HK$30,492
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,486/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,090
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,897
−HK$818/mo
Today · 4.125%
HK$31,715
baseline
▲ 0.50% · 4.625%
HK$33,387
+HK$1,672/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,430/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,457
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,466
−HK$1,026/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,591
+HK$2,099/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,108
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,076
−HK$982/mo
Today · 4.125%
HK$38,058
baseline
▲ 0.50% · 4.625%
HK$40,065
+HK$2,007/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,116/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,866
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,044
−HK$1,197/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,689
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,255
−HK$1,147/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$46,742
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,685
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,199
−HK$1,539/mo
Today · 4.125%
HK$51,738
baseline
▲ 0.50% · 4.625%
HK$54,886
+HK$3,148/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,476/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,161
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,614
−HK$1,474/mo
Today · 4.125%
HK$57,088
baseline
▲ 0.50% · 4.625%
HK$60,097
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,176/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,805 · Scale 2, in force from 26 Feb 2026)