LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,047
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,889
−HK$855/mo
Today · 4.125%
HK$28,744
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,488/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,090
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,897
−HK$819/mo
Today · 4.125%
HK$31,716
baseline
▲ 0.50% · 4.625%
HK$33,387
+HK$1,671/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,432/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,457
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,466
−HK$1,026/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,591
+HK$2,099/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,108
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,076
−HK$983/mo
Today · 4.125%
HK$38,059
baseline
▲ 0.50% · 4.625%
HK$40,065
+HK$2,006/mo
Deposit HK$4.74M · loan HK$7.12M · min. income ≈ HK$76,118/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,866
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,044
−HK$1,197/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,690
+HK$2,449/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,256
−HK$1,146/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$46,742
+HK$2,340/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,685
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,200
−HK$1,538/mo
Today · 4.125%
HK$51,738
baseline
▲ 0.50% · 4.625%
HK$54,887
+HK$3,149/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,476/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,162
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,473/mo
Today · 4.125%
HK$57,088
baseline
▲ 0.50% · 4.625%
HK$60,097
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,176/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,809 · Scale 2, in force from 26 Feb 2026)