LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,050
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$855/mo
Today · 4.125%
HK$28,747
baseline
▲ 0.50% · 4.625%
HK$30,496
+HK$1,749/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,494/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,900
−HK$819/mo
Today · 4.125%
HK$31,719
baseline
▲ 0.50% · 4.625%
HK$33,391
+HK$1,672/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,438/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,461
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,470
−HK$1,026/mo
Today · 4.125%
HK$34,496
baseline
▲ 0.50% · 4.625%
HK$36,595
+HK$2,099/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$68,992/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,112
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,081
−HK$982/mo
Today · 4.125%
HK$38,063
baseline
▲ 0.50% · 4.625%
HK$40,069
+HK$2,006/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,126/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,049
−HK$1,197/mo
Today · 4.125%
HK$40,246
baseline
▲ 0.50% · 4.625%
HK$42,694
+HK$2,448/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,492/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,131
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,261
−HK$1,146/mo
Today · 4.125%
HK$44,407
baseline
▲ 0.50% · 4.625%
HK$46,748
+HK$2,341/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,814/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,691
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,539/mo
Today · 4.125%
HK$51,744
baseline
▲ 0.50% · 4.625%
HK$54,893
+HK$3,149/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,488/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,168
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,621
−HK$1,474/mo
Today · 4.125%
HK$57,095
baseline
▲ 0.50% · 4.625%
HK$60,104
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,190/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,860 · Scale 2, in force from 26 Feb 2026)