LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,053
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,894
−HK$855/mo
Today · 4.125%
HK$28,749
baseline
▲ 0.50% · 4.625%
HK$30,499
+HK$1,750/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,498/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,096
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,903
−HK$819/mo
Today · 4.125%
HK$31,722
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,672/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,444/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,463
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,473
−HK$1,026/mo
Today · 4.125%
HK$34,499
baseline
▲ 0.50% · 4.625%
HK$36,598
+HK$2,099/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$68,998/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,115
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,084
−HK$982/mo
Today · 4.125%
HK$38,066
baseline
▲ 0.50% · 4.625%
HK$40,073
+HK$2,007/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,132/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,874
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,052
−HK$1,197/mo
Today · 4.125%
HK$40,249
baseline
▲ 0.50% · 4.625%
HK$42,698
+HK$2,449/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$80,498/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,134
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,264
−HK$1,147/mo
Today · 4.125%
HK$44,411
baseline
▲ 0.50% · 4.625%
HK$46,752
+HK$2,341/mo
Deposit HK$3.56M · loan HK$8.30M · min. income ≈ HK$88,822/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,695
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,210
−HK$1,539/mo
Today · 4.125%
HK$51,749
baseline
▲ 0.50% · 4.625%
HK$54,897
+HK$3,148/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,498/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,173
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,626
−HK$1,474/mo
Today · 4.125%
HK$57,100
baseline
▲ 0.50% · 4.625%
HK$60,109
+HK$3,009/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,200/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,898 · Scale 2, in force from 26 Feb 2026)