LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,057
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,899
−HK$855/mo
Today · 4.125%
HK$28,754
baseline
▲ 0.50% · 4.625%
HK$30,504
+HK$1,750/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,508/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,908
−HK$819/mo
Today · 4.125%
HK$31,727
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,673/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,454/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,469
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,479
−HK$1,026/mo
Today · 4.125%
HK$34,505
baseline
▲ 0.50% · 4.625%
HK$36,604
+HK$2,099/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,010/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,121
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,090
−HK$983/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,080
+HK$2,007/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,880
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,059
−HK$1,197/mo
Today · 4.125%
HK$40,256
baseline
▲ 0.50% · 4.625%
HK$42,705
+HK$2,449/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,512/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,142
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,272
−HK$1,146/mo
Today · 4.125%
HK$44,418
baseline
▲ 0.50% · 4.625%
HK$46,760
+HK$2,342/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,836/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,703
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,218
−HK$1,539/mo
Today · 4.125%
HK$51,757
baseline
▲ 0.50% · 4.625%
HK$54,907
+HK$3,150/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,514/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,182
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$55,635
−HK$1,474/mo
Today · 4.125%
HK$57,109
baseline
▲ 0.50% · 4.625%
HK$60,120
+HK$3,011/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,218/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$444,973 · Scale 2, in force from 26 Feb 2026)