LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,063
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$855/mo
Today · 4.125%
HK$28,760
baseline
▲ 0.50% · 4.625%
HK$30,510
+HK$1,750/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$57,520/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,915
−HK$819/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,673/mo
Deposit HK$5.93M · loan HK$5.93M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,476
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,486
−HK$1,026/mo
Today · 4.125%
HK$34,512
baseline
▲ 0.50% · 4.625%
HK$36,612
+HK$2,100/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,024/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,129
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,098
−HK$983/mo
Today · 4.125%
HK$38,081
baseline
▲ 0.50% · 4.625%
HK$40,088
+HK$2,007/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,162/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,888
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,067
−HK$1,197/mo
Today · 4.125%
HK$40,264
baseline
▲ 0.50% · 4.625%
HK$42,714
+HK$2,450/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,528/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,150
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,281
−HK$1,147/mo
Today · 4.125%
HK$44,428
baseline
▲ 0.50% · 4.625%
HK$46,770
+HK$2,342/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,856/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,714
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,229
−HK$1,539/mo
Today · 4.125%
HK$51,768
baseline
▲ 0.50% · 4.625%
HK$54,918
+HK$3,150/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,536/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,193
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,647
−HK$1,474/mo
Today · 4.125%
HK$57,121
baseline
▲ 0.50% · 4.625%
HK$60,132
+HK$3,011/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,242/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,068 · Scale 2, in force from 26 Feb 2026)