LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,069
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,911
−HK$856/mo
Today · 4.125%
HK$28,767
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,750/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,534/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,114
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,922
−HK$819/mo
Today · 4.125%
HK$31,741
baseline
▲ 0.50% · 4.625%
HK$33,414
+HK$1,673/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,482/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,483
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,493
−HK$1,027/mo
Today · 4.125%
HK$34,520
baseline
▲ 0.50% · 4.625%
HK$36,620
+HK$2,100/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,040/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,137
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,106
−HK$983/mo
Today · 4.125%
HK$38,089
baseline
▲ 0.50% · 4.625%
HK$40,097
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,178/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,897
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,075
−HK$1,198/mo
Today · 4.125%
HK$40,273
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,546/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,160
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,290
−HK$1,147/mo
Today · 4.125%
HK$44,437
baseline
▲ 0.50% · 4.625%
HK$46,780
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,874/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,724
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,240
−HK$1,540/mo
Today · 4.125%
HK$51,780
baseline
▲ 0.50% · 4.625%
HK$54,930
+HK$3,150/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,560/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,205
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,659
−HK$1,475/mo
Today · 4.125%
HK$57,134
baseline
▲ 0.50% · 4.625%
HK$60,145
+HK$3,011/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,268/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,165 · Scale 2, in force from 26 Feb 2026)