LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,070
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,912
−HK$855/mo
Today · 4.125%
HK$28,767
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,750/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,534/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,115
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,922
−HK$820/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,415
+HK$1,673/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,483
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,494
−HK$1,026/mo
Today · 4.125%
HK$34,520
baseline
▲ 0.50% · 4.625%
HK$36,621
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,040/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,138
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$983/mo
Today · 4.125%
HK$38,090
baseline
▲ 0.50% · 4.625%
HK$40,098
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,180/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,897
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,076
−HK$1,198/mo
Today · 4.125%
HK$40,274
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,450/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,548/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,160
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,291
−HK$1,147/mo
Today · 4.125%
HK$44,438
baseline
▲ 0.50% · 4.625%
HK$46,781
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,876/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,725
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,241
−HK$1,540/mo
Today · 4.125%
HK$51,781
baseline
▲ 0.50% · 4.625%
HK$54,931
+HK$3,150/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,562/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,206
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,660
−HK$1,475/mo
Today · 4.125%
HK$57,135
baseline
▲ 0.50% · 4.625%
HK$60,147
+HK$3,012/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,270/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,173 · Scale 2, in force from 26 Feb 2026)