LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,071
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,913
−HK$855/mo
Today · 4.125%
HK$28,768
baseline
▲ 0.50% · 4.625%
HK$30,519
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,536/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,116
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,924
−HK$819/mo
Today · 4.125%
HK$31,743
baseline
▲ 0.50% · 4.625%
HK$33,416
+HK$1,673/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,486/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,485
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$1,026/mo
Today · 4.125%
HK$34,522
baseline
▲ 0.50% · 4.625%
HK$36,623
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,044/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,139
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,109
−HK$983/mo
Today · 4.125%
HK$38,092
baseline
▲ 0.50% · 4.625%
HK$40,100
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,184/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,899
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,198/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,162
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,293
−HK$1,147/mo
Today · 4.125%
HK$44,440
baseline
▲ 0.50% · 4.625%
HK$46,783
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,880/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,728
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,243
−HK$1,540/mo
Today · 4.125%
HK$51,783
baseline
▲ 0.50% · 4.625%
HK$54,934
+HK$3,151/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$103,566/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,209
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,663
−HK$1,475/mo
Today · 4.125%
HK$57,138
baseline
▲ 0.50% · 4.625%
HK$60,149
+HK$3,011/mo
Deposit HK$1.19M · loan HK$10.68M · min. income ≈ HK$114,276/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,195 · Scale 2, in force from 26 Feb 2026)