LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,072
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$855/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$819/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,417
+HK$1,673/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,486
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,497
−HK$1,026/mo
Today · 4.125%
HK$34,523
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,046/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,110
−HK$983/mo
Today · 4.125%
HK$38,093
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,186/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,079
−HK$1,198/mo
Today · 4.125%
HK$40,277
baseline
▲ 0.50% · 4.625%
HK$42,728
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,554/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,164
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,295
−HK$1,147/mo
Today · 4.125%
HK$44,442
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,342/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,884/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,729
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,245
−HK$1,540/mo
Today · 4.125%
HK$51,785
baseline
▲ 0.50% · 4.625%
HK$54,936
+HK$3,151/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,570/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,211
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,665
−HK$1,474/mo
Today · 4.125%
HK$57,139
baseline
▲ 0.50% · 4.625%
HK$60,151
+HK$3,012/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,278/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,209 · Scale 2, in force from 26 Feb 2026)