LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,074
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$855/mo
Today · 4.125%
HK$28,771
baseline
▲ 0.50% · 4.625%
HK$30,522
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,542/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,119
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$819/mo
Today · 4.125%
HK$31,746
baseline
▲ 0.50% · 4.625%
HK$33,420
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,492/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,488
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,499
−HK$1,027/mo
Today · 4.125%
HK$34,526
baseline
▲ 0.50% · 4.625%
HK$36,627
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$69,052/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,143
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,112
−HK$984/mo
Today · 4.125%
HK$38,096
baseline
▲ 0.50% · 4.625%
HK$40,104
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.12M · min. income ≈ HK$76,192/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,903
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,082
−HK$1,198/mo
Today · 4.125%
HK$40,280
baseline
▲ 0.50% · 4.625%
HK$42,731
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,560/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,167
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,298
−HK$1,147/mo
Today · 4.125%
HK$44,445
baseline
▲ 0.50% · 4.625%
HK$46,788
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,890/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,733
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,248
−HK$1,541/mo
Today · 4.125%
HK$51,789
baseline
▲ 0.50% · 4.625%
HK$54,940
+HK$3,151/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,578/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,215
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,669
−HK$1,475/mo
Today · 4.125%
HK$57,144
baseline
▲ 0.50% · 4.625%
HK$60,156
+HK$3,012/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,288/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,241 · Scale 2, in force from 26 Feb 2026)