LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,078
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,920
−HK$856/mo
Today · 4.125%
HK$28,776
baseline
▲ 0.50% · 4.625%
HK$30,527
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,552/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,124
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,932
−HK$820/mo
Today · 4.125%
HK$31,752
baseline
▲ 0.50% · 4.625%
HK$33,425
+HK$1,673/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,504/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,494
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$1,026/mo
Today · 4.125%
HK$34,531
baseline
▲ 0.50% · 4.625%
HK$36,633
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,062/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,149
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,119
−HK$983/mo
Today · 4.125%
HK$38,102
baseline
▲ 0.50% · 4.625%
HK$40,110
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,204/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,909
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,089
−HK$1,198/mo
Today · 4.125%
HK$40,287
baseline
▲ 0.50% · 4.625%
HK$42,738
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,574/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,174
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,305
−HK$1,147/mo
Today · 4.125%
HK$44,452
baseline
▲ 0.50% · 4.625%
HK$46,796
+HK$2,344/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,904/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,741
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,540/mo
Today · 4.125%
HK$51,797
baseline
▲ 0.50% · 4.625%
HK$54,949
+HK$3,152/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,594/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,224
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,475/mo
Today · 4.125%
HK$57,153
baseline
▲ 0.50% · 4.625%
HK$60,166
+HK$3,013/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,306/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,315 · Scale 2, in force from 26 Feb 2026)