LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,079
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,922
−HK$856/mo
Today · 4.125%
HK$28,778
baseline
▲ 0.50% · 4.625%
HK$30,529
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,556/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,126
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$820/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,427
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,495
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$1,027/mo
Today · 4.125%
HK$34,533
baseline
▲ 0.50% · 4.625%
HK$36,634
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,066/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,151
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,120
−HK$984/mo
Today · 4.125%
HK$38,104
baseline
▲ 0.50% · 4.625%
HK$40,112
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,208/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,911
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,090
−HK$1,199/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,307
−HK$1,147/mo
Today · 4.125%
HK$44,454
baseline
▲ 0.50% · 4.625%
HK$46,798
+HK$2,344/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,908/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,743
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,259
−HK$1,541/mo
Today · 4.125%
HK$51,800
baseline
▲ 0.50% · 4.625%
HK$54,951
+HK$3,151/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,600/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,226
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,680
−HK$1,476/mo
Today · 4.125%
HK$57,156
baseline
▲ 0.50% · 4.625%
HK$60,168
+HK$3,012/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,312/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,335 · Scale 2, in force from 26 Feb 2026)