LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,080
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,922
−HK$856/mo
Today · 4.125%
HK$28,778
baseline
▲ 0.50% · 4.625%
HK$30,529
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,556/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,126
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,934
−HK$819/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,427
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,496
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$1,027/mo
Today · 4.125%
HK$34,533
baseline
▲ 0.50% · 4.625%
HK$36,635
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,066/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,151
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$983/mo
Today · 4.125%
HK$38,104
baseline
▲ 0.50% · 4.625%
HK$40,113
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,208/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,912
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,091
−HK$1,198/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,307
−HK$1,148/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$46,798
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,743
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,260
−HK$1,540/mo
Today · 4.125%
HK$51,800
baseline
▲ 0.50% · 4.625%
HK$54,952
+HK$3,152/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,600/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,227
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,681
−HK$1,475/mo
Today · 4.125%
HK$57,156
baseline
▲ 0.50% · 4.625%
HK$60,169
+HK$3,013/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,312/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,339 · Scale 2, in force from 26 Feb 2026)