LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,081
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,924
−HK$856/mo
Today · 4.125%
HK$28,780
baseline
▲ 0.50% · 4.625%
HK$30,531
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,560/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,128
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,936
−HK$820/mo
Today · 4.125%
HK$31,756
baseline
▲ 0.50% · 4.625%
HK$33,429
+HK$1,673/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,512/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,498
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,509
−HK$1,027/mo
Today · 4.125%
HK$34,536
baseline
▲ 0.50% · 4.625%
HK$36,637
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,072/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,153
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,123
−HK$984/mo
Today · 4.125%
HK$38,107
baseline
▲ 0.50% · 4.625%
HK$40,115
+HK$2,008/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,214/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,914
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,093
−HK$1,199/mo
Today · 4.125%
HK$40,292
baseline
▲ 0.50% · 4.625%
HK$42,743
+HK$2,451/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,584/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,179
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,310
−HK$1,148/mo
Today · 4.125%
HK$44,458
baseline
▲ 0.50% · 4.625%
HK$46,801
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,916/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,747
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,263
−HK$1,540/mo
Today · 4.125%
HK$51,803
baseline
▲ 0.50% · 4.625%
HK$54,956
+HK$3,153/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,606/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,230
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,685
−HK$1,475/mo
Today · 4.125%
HK$57,160
baseline
▲ 0.50% · 4.625%
HK$60,173
+HK$3,013/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,320/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,369 · Scale 2, in force from 26 Feb 2026)