LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,083
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$856/mo
Today · 4.125%
HK$28,781
baseline
▲ 0.50% · 4.625%
HK$30,532
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,562/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,129
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$820/mo
Today · 4.125%
HK$31,757
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,514/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$1,027/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,639
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,155
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,125
−HK$983/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,117
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,916
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,198/mo
Today · 4.125%
HK$40,293
baseline
▲ 0.50% · 4.625%
HK$42,745
+HK$2,452/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,586/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,312
−HK$1,148/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$46,803
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,749
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,265
−HK$1,541/mo
Today · 4.125%
HK$51,806
baseline
▲ 0.50% · 4.625%
HK$54,958
+HK$3,152/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,612/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,233
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,687
−HK$1,476/mo
Today · 4.125%
HK$57,163
baseline
▲ 0.50% · 4.625%
HK$60,176
+HK$3,013/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,326/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,389 · Scale 2, in force from 26 Feb 2026)