LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,085
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,927
−HK$856/mo
Today · 4.125%
HK$28,783
baseline
▲ 0.50% · 4.625%
HK$30,535
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,566/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,131
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,940
−HK$819/mo
Today · 4.125%
HK$31,759
baseline
▲ 0.50% · 4.625%
HK$33,433
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,518/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,502
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,513
−HK$1,027/mo
Today · 4.125%
HK$34,540
baseline
▲ 0.50% · 4.625%
HK$36,641
+HK$2,101/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,080/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,158
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,127
−HK$984/mo
Today · 4.125%
HK$38,111
baseline
▲ 0.50% · 4.625%
HK$40,120
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,222/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,919
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,098
−HK$1,198/mo
Today · 4.125%
HK$40,296
baseline
▲ 0.50% · 4.625%
HK$42,748
+HK$2,452/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,592/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,184
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,315
−HK$1,148/mo
Today · 4.125%
HK$44,463
baseline
▲ 0.50% · 4.625%
HK$46,807
+HK$2,344/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,926/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,752
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,269
−HK$1,541/mo
Today · 4.125%
HK$51,810
baseline
▲ 0.50% · 4.625%
HK$54,962
+HK$3,152/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,620/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,237
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,476/mo
Today · 4.125%
HK$57,167
baseline
▲ 0.50% · 4.625%
HK$60,180
+HK$3,013/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,334/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,422 · Scale 2, in force from 26 Feb 2026)