LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,085
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,927
−HK$856/mo
Today · 4.125%
HK$28,783
baseline
▲ 0.50% · 4.625%
HK$30,535
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,566/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,132
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,940
−HK$820/mo
Today · 4.125%
HK$31,760
baseline
▲ 0.50% · 4.625%
HK$33,434
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,520/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,502
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,513
−HK$1,027/mo
Today · 4.125%
HK$34,540
baseline
▲ 0.50% · 4.625%
HK$36,642
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,080/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,158
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,128
−HK$984/mo
Today · 4.125%
HK$38,112
baseline
▲ 0.50% · 4.625%
HK$40,121
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,224/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,919
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,098
−HK$1,199/mo
Today · 4.125%
HK$40,297
baseline
▲ 0.50% · 4.625%
HK$42,749
+HK$2,452/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$80,594/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,184
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,316
−HK$1,148/mo
Today · 4.125%
HK$44,464
baseline
▲ 0.50% · 4.625%
HK$46,807
+HK$2,343/mo
Deposit HK$3.56M · loan HK$8.31M · min. income ≈ HK$88,928/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,753
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,269
−HK$1,541/mo
Today · 4.125%
HK$51,810
baseline
▲ 0.50% · 4.625%
HK$54,963
+HK$3,153/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,620/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,237
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,692
−HK$1,475/mo
Today · 4.125%
HK$57,167
baseline
▲ 0.50% · 4.625%
HK$60,181
+HK$3,014/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,334/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,427 · Scale 2, in force from 26 Feb 2026)