LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,088
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,931
−HK$856/mo
Today · 4.125%
HK$28,787
baseline
▲ 0.50% · 4.625%
HK$30,539
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,574/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,135
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,944
−HK$820/mo
Today · 4.125%
HK$31,764
baseline
▲ 0.50% · 4.625%
HK$33,438
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,528/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,506
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,517
−HK$1,027/mo
Today · 4.125%
HK$34,544
baseline
▲ 0.50% · 4.625%
HK$36,646
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,088/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,163
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,132
−HK$984/mo
Today · 4.125%
HK$38,116
baseline
▲ 0.50% · 4.625%
HK$40,125
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,232/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,924
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,103
−HK$1,199/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,754
+HK$2,452/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,190
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,321
−HK$1,148/mo
Today · 4.125%
HK$44,469
baseline
▲ 0.50% · 4.625%
HK$46,813
+HK$2,344/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$88,938/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,759
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,276
−HK$1,541/mo
Today · 4.125%
HK$51,817
baseline
▲ 0.50% · 4.625%
HK$54,969
+HK$3,152/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,634/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,244
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,699
−HK$1,475/mo
Today · 4.125%
HK$57,174
baseline
▲ 0.50% · 4.625%
HK$60,188
+HK$3,014/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,348/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,482 · Scale 2, in force from 26 Feb 2026)