LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,089
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,932
−HK$856/mo
Today · 4.125%
HK$28,788
baseline
▲ 0.50% · 4.625%
HK$30,540
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,576/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,137
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,945
−HK$820/mo
Today · 4.125%
HK$31,765
baseline
▲ 0.50% · 4.625%
HK$33,439
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,530/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,507
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,518
−HK$1,028/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,134
−HK$984/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,127
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,105
−HK$1,198/mo
Today · 4.125%
HK$40,303
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,453/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$80,606/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,191
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,323
−HK$1,148/mo
Today · 4.125%
HK$44,471
baseline
▲ 0.50% · 4.625%
HK$46,815
+HK$2,344/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$88,942/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,761
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,277
−HK$1,541/mo
Today · 4.125%
HK$51,818
baseline
▲ 0.50% · 4.625%
HK$54,971
+HK$3,153/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,636/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,246
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,701
−HK$1,475/mo
Today · 4.125%
HK$57,176
baseline
▲ 0.50% · 4.625%
HK$60,190
+HK$3,014/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,352/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,497 · Scale 2, in force from 26 Feb 2026)