LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,090
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,933
−HK$856/mo
Today · 4.125%
HK$28,789
baseline
▲ 0.50% · 4.625%
HK$30,541
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,578/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,138
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,946
−HK$820/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,440
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,508
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,520
−HK$1,027/mo
Today · 4.125%
HK$34,547
baseline
▲ 0.50% · 4.625%
HK$36,649
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,094/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,165
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,135
−HK$984/mo
Today · 4.125%
HK$38,119
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,238/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,926
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,199/mo
Today · 4.125%
HK$40,305
baseline
▲ 0.50% · 4.625%
HK$42,757
+HK$2,452/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$80,610/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,193
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,324
−HK$1,148/mo
Today · 4.125%
HK$44,472
baseline
▲ 0.50% · 4.625%
HK$46,817
+HK$2,345/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$88,944/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,763
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,541/mo
Today · 4.125%
HK$51,820
baseline
▲ 0.50% · 4.625%
HK$54,974
+HK$3,154/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,640/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,248
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,703
−HK$1,476/mo
Today · 4.125%
HK$57,179
baseline
▲ 0.50% · 4.625%
HK$60,193
+HK$3,014/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,358/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,515 · Scale 2, in force from 26 Feb 2026)