LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,092
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,935
−HK$856/mo
Today · 4.125%
HK$28,791
baseline
▲ 0.50% · 4.625%
HK$30,543
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,582/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,140
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,948
−HK$820/mo
Today · 4.125%
HK$31,768
baseline
▲ 0.50% · 4.625%
HK$33,443
+HK$1,675/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,536/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,511
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$1,027/mo
Today · 4.125%
HK$34,549
baseline
▲ 0.50% · 4.625%
HK$36,651
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,098/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,168
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,138
−HK$984/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,131
+HK$2,009/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,929
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,109
−HK$1,198/mo
Today · 4.125%
HK$40,307
baseline
▲ 0.50% · 4.625%
HK$42,760
+HK$2,453/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$80,614/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,196
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,327
−HK$1,148/mo
Today · 4.125%
HK$44,475
baseline
▲ 0.50% · 4.625%
HK$46,820
+HK$2,345/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$88,950/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,766
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,283
−HK$1,541/mo
Today · 4.125%
HK$51,824
baseline
▲ 0.50% · 4.625%
HK$54,977
+HK$3,153/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,648/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,251
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,706
−HK$1,476/mo
Today · 4.125%
HK$57,182
baseline
▲ 0.50% · 4.625%
HK$60,197
+HK$3,015/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,364/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,544 · Scale 2, in force from 26 Feb 2026)