LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,093
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,935
−HK$857/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,543
+HK$1,751/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,140
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$820/mo
Today · 4.125%
HK$31,769
baseline
▲ 0.50% · 4.625%
HK$33,443
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,538/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,511
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,522
−HK$1,028/mo
Today · 4.125%
HK$34,550
baseline
▲ 0.50% · 4.625%
HK$36,652
+HK$2,102/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,100/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,168
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,138
−HK$984/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,132
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,109
−HK$1,199/mo
Today · 4.125%
HK$40,308
baseline
▲ 0.50% · 4.625%
HK$42,761
+HK$2,453/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$80,616/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,196
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,328
−HK$1,148/mo
Today · 4.125%
HK$44,476
baseline
▲ 0.50% · 4.625%
HK$46,820
+HK$2,344/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$88,952/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,767
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,284
−HK$1,541/mo
Today · 4.125%
HK$51,825
baseline
▲ 0.50% · 4.625%
HK$54,978
+HK$3,153/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,650/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,252
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,707
−HK$1,477/mo
Today · 4.125%
HK$57,184
baseline
▲ 0.50% · 4.625%
HK$60,198
+HK$3,014/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,368/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,552 · Scale 2, in force from 26 Feb 2026)