LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,095
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,938
−HK$856/mo
Today · 4.125%
HK$28,794
baseline
▲ 0.50% · 4.625%
HK$30,546
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,588/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,952
−HK$820/mo
Today · 4.125%
HK$31,772
baseline
▲ 0.50% · 4.625%
HK$33,446
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,544/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,514
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,526
−HK$1,027/mo
Today · 4.125%
HK$34,553
baseline
▲ 0.50% · 4.625%
HK$36,656
+HK$2,103/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,106/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,172
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,142
−HK$984/mo
Today · 4.125%
HK$38,126
baseline
▲ 0.50% · 4.625%
HK$40,136
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,252/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,933
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,113
−HK$1,199/mo
Today · 4.125%
HK$40,312
baseline
▲ 0.50% · 4.625%
HK$42,765
+HK$2,453/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$80,624/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,200
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,332
−HK$1,148/mo
Today · 4.125%
HK$44,480
baseline
▲ 0.50% · 4.625%
HK$46,825
+HK$2,345/mo
Deposit HK$3.56M · loan HK$8.32M · min. income ≈ HK$88,960/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,771
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,288
−HK$1,542/mo
Today · 4.125%
HK$51,830
baseline
▲ 0.50% · 4.625%
HK$54,983
+HK$3,153/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$103,660/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,258
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,713
−HK$1,476/mo
Today · 4.125%
HK$57,189
baseline
▲ 0.50% · 4.625%
HK$60,203
+HK$3,014/mo
Deposit HK$1.19M · loan HK$10.69M · min. income ≈ HK$114,378/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,594 · Scale 2, in force from 26 Feb 2026)