LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,098
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,941
−HK$856/mo
Today · 4.125%
HK$28,797
baseline
▲ 0.50% · 4.625%
HK$30,549
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,594/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,146
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,954
−HK$821/mo
Today · 4.125%
HK$31,775
baseline
▲ 0.50% · 4.625%
HK$33,449
+HK$1,674/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,550/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,529
−HK$1,027/mo
Today · 4.125%
HK$34,556
baseline
▲ 0.50% · 4.625%
HK$36,659
+HK$2,103/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,112/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,175
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$984/mo
Today · 4.125%
HK$38,129
baseline
▲ 0.50% · 4.625%
HK$40,139
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,258/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,937
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,117
−HK$1,199/mo
Today · 4.125%
HK$40,316
baseline
▲ 0.50% · 4.625%
HK$42,769
+HK$2,453/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,632/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,204
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,336
−HK$1,148/mo
Today · 4.125%
HK$44,484
baseline
▲ 0.50% · 4.625%
HK$46,829
+HK$2,345/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$88,968/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,776
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,293
−HK$1,541/mo
Today · 4.125%
HK$51,834
baseline
▲ 0.50% · 4.625%
HK$54,988
+HK$3,154/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,668/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,263
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,476/mo
Today · 4.125%
HK$57,194
baseline
▲ 0.50% · 4.625%
HK$60,209
+HK$3,015/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,388/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,636 · Scale 2, in force from 26 Feb 2026)