LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,102
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$857/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,554
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,959
−HK$821/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,675/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,522
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$1,028/mo
Today · 4.125%
HK$34,562
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$2,103/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,124/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,181
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$985/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,146
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,123
−HK$1,199/mo
Today · 4.125%
HK$40,322
baseline
▲ 0.50% · 4.625%
HK$42,776
+HK$2,454/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,644/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,211
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,343
−HK$1,148/mo
Today · 4.125%
HK$44,491
baseline
▲ 0.50% · 4.625%
HK$46,837
+HK$2,346/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$88,982/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,784
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,301
−HK$1,542/mo
Today · 4.125%
HK$51,843
baseline
▲ 0.50% · 4.625%
HK$54,997
+HK$3,154/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,686/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,271
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,727
−HK$1,476/mo
Today · 4.125%
HK$57,203
baseline
▲ 0.50% · 4.625%
HK$60,219
+HK$3,016/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,406/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,706 · Scale 2, in force from 26 Feb 2026)