LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,103
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,946
−HK$857/mo
Today · 4.125%
HK$28,803
baseline
▲ 0.50% · 4.625%
HK$30,555
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,606/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,152
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,961
−HK$820/mo
Today · 4.125%
HK$31,781
baseline
▲ 0.50% · 4.625%
HK$33,456
+HK$1,675/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,562/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,524
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,535
−HK$1,028/mo
Today · 4.125%
HK$34,563
baseline
▲ 0.50% · 4.625%
HK$36,666
+HK$2,103/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,126/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,182
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,153
−HK$984/mo
Today · 4.125%
HK$38,137
baseline
▲ 0.50% · 4.625%
HK$40,147
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,274/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,944
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,125
−HK$1,199/mo
Today · 4.125%
HK$40,324
baseline
▲ 0.50% · 4.625%
HK$42,777
+HK$2,453/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,648/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,213
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,345
−HK$1,148/mo
Today · 4.125%
HK$44,493
baseline
▲ 0.50% · 4.625%
HK$46,839
+HK$2,346/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$88,986/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,786
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,303
−HK$1,542/mo
Today · 4.125%
HK$51,845
baseline
▲ 0.50% · 4.625%
HK$54,999
+HK$3,154/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,690/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,273
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,729
−HK$1,477/mo
Today · 4.125%
HK$57,206
baseline
▲ 0.50% · 4.625%
HK$60,221
+HK$3,015/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,412/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,725 · Scale 2, in force from 26 Feb 2026)