LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,104
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,947
−HK$857/mo
Today · 4.125%
HK$28,804
baseline
▲ 0.50% · 4.625%
HK$30,557
+HK$1,753/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,608/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,153
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$820/mo
Today · 4.125%
HK$31,782
baseline
▲ 0.50% · 4.625%
HK$33,458
+HK$1,676/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,564/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,525
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$1,028/mo
Today · 4.125%
HK$34,565
baseline
▲ 0.50% · 4.625%
HK$36,668
+HK$2,103/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,130/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,184
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,154
−HK$985/mo
Today · 4.125%
HK$38,139
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,278/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,946
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,200/mo
Today · 4.125%
HK$40,326
baseline
▲ 0.50% · 4.625%
HK$42,779
+HK$2,453/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,652/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,215
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,347
−HK$1,148/mo
Today · 4.125%
HK$44,495
baseline
▲ 0.50% · 4.625%
HK$46,841
+HK$2,346/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$88,990/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,788
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,305
−HK$1,542/mo
Today · 4.125%
HK$51,847
baseline
▲ 0.50% · 4.625%
HK$55,002
+HK$3,155/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,694/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,732
−HK$1,476/mo
Today · 4.125%
HK$57,208
baseline
▲ 0.50% · 4.625%
HK$60,224
+HK$3,016/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,416/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,745 · Scale 2, in force from 26 Feb 2026)