LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,105
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,948
−HK$857/mo
Today · 4.125%
HK$28,805
baseline
▲ 0.50% · 4.625%
HK$30,557
+HK$1,752/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,610/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,154
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,963
−HK$820/mo
Today · 4.125%
HK$31,783
baseline
▲ 0.50% · 4.625%
HK$33,458
+HK$1,675/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,566/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,526
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,538
−HK$1,028/mo
Today · 4.125%
HK$34,566
baseline
▲ 0.50% · 4.625%
HK$36,669
+HK$2,103/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$69,132/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,185
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,155
−HK$985/mo
Today · 4.125%
HK$38,140
baseline
▲ 0.50% · 4.625%
HK$40,150
+HK$2,010/mo
Deposit HK$4.75M · loan HK$7.13M · min. income ≈ HK$76,280/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,947
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,127
−HK$1,200/mo
Today · 4.125%
HK$40,327
baseline
▲ 0.50% · 4.625%
HK$42,780
+HK$2,453/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,654/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,216
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,348
−HK$1,148/mo
Today · 4.125%
HK$44,496
baseline
▲ 0.50% · 4.625%
HK$46,842
+HK$2,346/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$88,992/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,789
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,307
−HK$1,541/mo
Today · 4.125%
HK$51,848
baseline
▲ 0.50% · 4.625%
HK$55,003
+HK$3,155/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,696/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,277
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,733
−HK$1,477/mo
Today · 4.125%
HK$57,210
baseline
▲ 0.50% · 4.625%
HK$60,225
+HK$3,015/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,420/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,755 · Scale 2, in force from 26 Feb 2026)