LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,107
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,951
−HK$856/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,753/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$821/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,461
+HK$1,675/mo
Deposit HK$5.94M · loan HK$5.94M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,529
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,541
−HK$1,028/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,672
+HK$2,103/mo
Deposit HK$4.76M · loan HK$7.13M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,188
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,158
−HK$985/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,154
+HK$2,011/mo
Deposit HK$4.76M · loan HK$7.13M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,950
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,199/mo
Today · 4.125%
HK$40,330
baseline
▲ 0.50% · 4.625%
HK$42,784
+HK$2,454/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,660/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,219
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,352
−HK$1,148/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$46,846
+HK$2,346/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,793
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,311
−HK$1,542/mo
Today · 4.125%
HK$51,853
baseline
▲ 0.50% · 4.625%
HK$55,008
+HK$3,155/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,706/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,282
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,738
−HK$1,477/mo
Today · 4.125%
HK$57,215
baseline
▲ 0.50% · 4.625%
HK$60,230
+HK$3,015/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,430/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$445,794 · Scale 2, in force from 26 Feb 2026)