LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,116
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,960
−HK$857/mo
Today · 4.125%
HK$28,817
baseline
▲ 0.50% · 4.625%
HK$30,570
+HK$1,753/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,634/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,167
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,976
−HK$821/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,473
+HK$1,676/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,552
−HK$1,028/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,684
+HK$2,104/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,200
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,171
−HK$985/mo
Today · 4.125%
HK$38,156
baseline
▲ 0.50% · 4.625%
HK$40,167
+HK$2,011/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,312/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,963
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,144
−HK$1,200/mo
Today · 4.125%
HK$40,344
baseline
▲ 0.50% · 4.625%
HK$42,798
+HK$2,454/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$80,688/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,233
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,366
−HK$1,149/mo
Today · 4.125%
HK$44,515
baseline
▲ 0.50% · 4.625%
HK$46,862
+HK$2,347/mo
Deposit HK$3.57M · loan HK$8.32M · min. income ≈ HK$89,030/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,810
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,328
−HK$1,542/mo
Today · 4.125%
HK$51,870
baseline
▲ 0.50% · 4.625%
HK$55,027
+HK$3,157/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$103,740/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,300
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,756
−HK$1,478/mo
Today · 4.125%
HK$57,234
baseline
▲ 0.50% · 4.625%
HK$60,251
+HK$3,017/mo
Deposit HK$1.19M · loan HK$10.70M · min. income ≈ HK$114,468/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$445,944 · Scale 2, in force from 26 Feb 2026)