LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,126
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,970
−HK$857/mo
Today · 4.125%
HK$28,827
baseline
▲ 0.50% · 4.625%
HK$30,581
+HK$1,754/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,654/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,178
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,987
−HK$821/mo
Today · 4.125%
HK$31,808
baseline
▲ 0.50% · 4.625%
HK$33,485
+HK$1,677/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,616/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,552
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,564
−HK$1,029/mo
Today · 4.125%
HK$34,593
baseline
▲ 0.50% · 4.625%
HK$36,698
+HK$2,105/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,186/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,213
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,185
−HK$985/mo
Today · 4.125%
HK$38,170
baseline
▲ 0.50% · 4.625%
HK$40,182
+HK$2,012/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,340/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,977
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,158
−HK$1,200/mo
Today · 4.125%
HK$40,358
baseline
▲ 0.50% · 4.625%
HK$42,814
+HK$2,456/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,716/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,249
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,149/mo
Today · 4.125%
HK$44,531
baseline
▲ 0.50% · 4.625%
HK$46,879
+HK$2,348/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,062/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,827
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,346
−HK$1,543/mo
Today · 4.125%
HK$51,889
baseline
▲ 0.50% · 4.625%
HK$55,047
+HK$3,158/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$103,778/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,320
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,777
−HK$1,478/mo
Today · 4.125%
HK$57,255
baseline
▲ 0.50% · 4.625%
HK$60,273
+HK$3,018/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$114,510/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,107 · Scale 2, in force from 26 Feb 2026)