LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,135
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,979
−HK$857/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,755/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,187
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$821/mo
Today · 4.125%
HK$31,818
baseline
▲ 0.50% · 4.625%
HK$33,495
+HK$1,677/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,636/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,562
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$1,029/mo
Today · 4.125%
HK$34,603
baseline
▲ 0.50% · 4.625%
HK$36,709
+HK$2,106/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,206/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,224
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,196
−HK$985/mo
Today · 4.125%
HK$38,181
baseline
▲ 0.50% · 4.625%
HK$40,194
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,362/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,170
−HK$1,201/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,827
+HK$2,456/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,262
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,395
−HK$1,150/mo
Today · 4.125%
HK$44,545
baseline
▲ 0.50% · 4.625%
HK$46,893
+HK$2,348/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,090/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,842
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,362
−HK$1,543/mo
Today · 4.125%
HK$51,905
baseline
▲ 0.50% · 4.625%
HK$55,063
+HK$3,158/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$103,810/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,337
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,794
−HK$1,478/mo
Today · 4.125%
HK$57,272
baseline
▲ 0.50% · 4.625%
HK$60,291
+HK$3,019/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$114,544/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,243 · Scale 2, in force from 26 Feb 2026)