LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,137
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$857/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,593
+HK$1,755/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,189
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$821/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,677/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,564
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$1,029/mo
Today · 4.125%
HK$34,606
baseline
▲ 0.50% · 4.625%
HK$36,712
+HK$2,106/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,212/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,227
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$986/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,197
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,991
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,173
−HK$1,200/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,830
+HK$2,457/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,265
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,398
−HK$1,150/mo
Today · 4.125%
HK$44,548
baseline
▲ 0.50% · 4.625%
HK$46,896
+HK$2,348/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,096/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,846
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,365
−HK$1,544/mo
Today · 4.125%
HK$51,909
baseline
▲ 0.50% · 4.625%
HK$55,067
+HK$3,158/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$103,818/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,340
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,798
−HK$1,478/mo
Today · 4.125%
HK$57,276
baseline
▲ 0.50% · 4.625%
HK$60,295
+HK$3,019/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$114,552/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,274 · Scale 2, in force from 26 Feb 2026)