LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,141
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$858/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,755/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,004
−HK$821/mo
Today · 4.125%
HK$31,825
baseline
▲ 0.50% · 4.625%
HK$33,503
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,650/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,582
−HK$1,030/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,718
+HK$2,106/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$986/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,997
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,201/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,837
+HK$2,457/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,405
−HK$1,151/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,348/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,854
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,374
−HK$1,543/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$55,076
+HK$3,159/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,807
−HK$1,479/mo
Today · 4.125%
HK$57,286
baseline
▲ 0.50% · 4.625%
HK$60,305
+HK$3,019/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$114,572/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,349 · Scale 2, in force from 26 Feb 2026)