LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,141
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$858/mo
Today · 4.125%
HK$28,843
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,755/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,686/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,194
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,004
−HK$822/mo
Today · 4.125%
HK$31,826
baseline
▲ 0.50% · 4.625%
HK$33,503
+HK$1,677/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,652/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,583
−HK$1,029/mo
Today · 4.125%
HK$34,612
baseline
▲ 0.50% · 4.625%
HK$36,718
+HK$2,106/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,224/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,233
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$986/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,204
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,180
−HK$1,200/mo
Today · 4.125%
HK$40,380
baseline
▲ 0.50% · 4.625%
HK$42,838
+HK$2,458/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,760/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,272
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,406
−HK$1,150/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$46,904
+HK$2,348/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,854
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,374
−HK$1,544/mo
Today · 4.125%
HK$51,918
baseline
▲ 0.50% · 4.625%
HK$55,077
+HK$3,159/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$103,836/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,350
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,807
−HK$1,479/mo
Today · 4.125%
HK$57,286
baseline
▲ 0.50% · 4.625%
HK$60,306
+HK$3,020/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$114,572/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,351 · Scale 2, in force from 26 Feb 2026)