LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,143
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,987
−HK$858/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,600
+HK$1,755/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,196
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,006
−HK$821/mo
Today · 4.125%
HK$31,827
baseline
▲ 0.50% · 4.625%
HK$33,505
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,654/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,571
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$1,030/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$2,106/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,235
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,207
−HK$986/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,000
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,182
−HK$1,201/mo
Today · 4.125%
HK$40,383
baseline
▲ 0.50% · 4.625%
HK$42,840
+HK$2,457/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,766/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,274
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,408
−HK$1,150/mo
Today · 4.125%
HK$44,558
baseline
▲ 0.50% · 4.625%
HK$46,907
+HK$2,349/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,116/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,857
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,377
−HK$1,544/mo
Today · 4.125%
HK$51,921
baseline
▲ 0.50% · 4.625%
HK$55,080
+HK$3,159/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$103,842/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,353
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,811
−HK$1,478/mo
Today · 4.125%
HK$57,289
baseline
▲ 0.50% · 4.625%
HK$60,309
+HK$3,020/mo
Deposit HK$1.19M · loan HK$10.71M · min. income ≈ HK$114,578/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,377 · Scale 2, in force from 26 Feb 2026)