LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,148
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,992
−HK$858/mo
Today · 4.125%
HK$28,850
baseline
▲ 0.50% · 4.625%
HK$30,606
+HK$1,756/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,700/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,202
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,012
−HK$821/mo
Today · 4.125%
HK$31,833
baseline
▲ 0.50% · 4.625%
HK$33,511
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,666/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,577
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,591
−HK$1,029/mo
Today · 4.125%
HK$34,620
baseline
▲ 0.50% · 4.625%
HK$36,727
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,240/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,242
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,214
−HK$986/mo
Today · 4.125%
HK$38,200
baseline
▲ 0.50% · 4.625%
HK$40,213
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,400/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,007
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,201/mo
Today · 4.125%
HK$40,390
baseline
▲ 0.50% · 4.625%
HK$42,848
+HK$2,458/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,780/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,282
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,416
−HK$1,151/mo
Today · 4.125%
HK$44,567
baseline
▲ 0.50% · 4.625%
HK$46,916
+HK$2,349/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,134/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,866
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,386
−HK$1,544/mo
Today · 4.125%
HK$51,930
baseline
▲ 0.50% · 4.625%
HK$55,090
+HK$3,160/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,860/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,363
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,821
−HK$1,479/mo
Today · 4.125%
HK$57,300
baseline
▲ 0.50% · 4.625%
HK$60,320
+HK$3,020/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,600/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,459 · Scale 2, in force from 26 Feb 2026)