LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,149
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,994
−HK$858/mo
Today · 4.125%
HK$28,852
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,755/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,704/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,203
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$822/mo
Today · 4.125%
HK$31,835
baseline
▲ 0.50% · 4.625%
HK$33,513
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,670/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,579
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,592
−HK$1,030/mo
Today · 4.125%
HK$34,622
baseline
▲ 0.50% · 4.625%
HK$36,729
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,244/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,244
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,216
−HK$986/mo
Today · 4.125%
HK$38,202
baseline
▲ 0.50% · 4.625%
HK$40,216
+HK$2,014/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,404/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,009
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,191
−HK$1,201/mo
Today · 4.125%
HK$40,392
baseline
▲ 0.50% · 4.625%
HK$42,850
+HK$2,458/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$80,784/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,284
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,418
−HK$1,151/mo
Today · 4.125%
HK$44,569
baseline
▲ 0.50% · 4.625%
HK$46,918
+HK$2,349/mo
Deposit HK$3.57M · loan HK$8.33M · min. income ≈ HK$89,138/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,868
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,389
−HK$1,544/mo
Today · 4.125%
HK$51,933
baseline
▲ 0.50% · 4.625%
HK$55,093
+HK$3,160/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,866/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,366
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,824
−HK$1,479/mo
Today · 4.125%
HK$57,303
baseline
▲ 0.50% · 4.625%
HK$60,323
+HK$3,020/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,606/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,482 · Scale 2, in force from 26 Feb 2026)