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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$119.07M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$380,130
−HK$23,837/mo
▼ 0.25% · 3.875%
HK$391,954
−HK$12,013/mo
Today · 4.125%
HK$403,967
baseline
▲ 0.50% · 4.625%
HK$428,548
+HK$24,581/mo

Deposit HK$35.72M · loan HK$83.35M · min. income ≈ HK$807,934/mo (50% DSR)

Upfront cash ≈ HK$43.46M (deposit + AVD stamp duty HK$7,739,868 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.