LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,152
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,997
−HK$858/mo
Today · 4.125%
HK$28,855
baseline
▲ 0.50% · 4.625%
HK$30,611
+HK$1,756/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,710/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,207
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,017
−HK$822/mo
Today · 4.125%
HK$31,839
baseline
▲ 0.50% · 4.625%
HK$33,517
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,678/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,583
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,596
−HK$1,030/mo
Today · 4.125%
HK$34,626
baseline
▲ 0.50% · 4.625%
HK$36,733
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,252/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,248
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,220
−HK$987/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,220
+HK$2,013/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,013
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,196
−HK$1,201/mo
Today · 4.125%
HK$40,397
baseline
▲ 0.50% · 4.625%
HK$42,855
+HK$2,458/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,794/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,290
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,424
−HK$1,150/mo
Today · 4.125%
HK$44,574
baseline
▲ 0.50% · 4.625%
HK$46,924
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,148/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,874
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,395
−HK$1,544/mo
Today · 4.125%
HK$51,939
baseline
▲ 0.50% · 4.625%
HK$55,100
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,878/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,372
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,830
−HK$1,480/mo
Today · 4.125%
HK$57,310
baseline
▲ 0.50% · 4.625%
HK$60,331
+HK$3,021/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,620/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,536 · Scale 2, in force from 26 Feb 2026)