LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,153
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,998
−HK$858/mo
Today · 4.125%
HK$28,856
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,756/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,712/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$822/mo
Today · 4.125%
HK$31,840
baseline
▲ 0.50% · 4.625%
HK$33,518
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,680/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,584
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,598
−HK$1,029/mo
Today · 4.125%
HK$34,627
baseline
▲ 0.50% · 4.625%
HK$36,734
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$69,254/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,250
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,222
−HK$986/mo
Today · 4.125%
HK$38,208
baseline
▲ 0.50% · 4.625%
HK$40,222
+HK$2,014/mo
Deposit HK$4.76M · loan HK$7.14M · min. income ≈ HK$76,416/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,015
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,197
−HK$1,202/mo
Today · 4.125%
HK$40,399
baseline
▲ 0.50% · 4.625%
HK$42,857
+HK$2,458/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,798/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,291
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,425
−HK$1,151/mo
Today · 4.125%
HK$44,576
baseline
▲ 0.50% · 4.625%
HK$46,926
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,152/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,876
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,397
−HK$1,544/mo
Today · 4.125%
HK$51,941
baseline
▲ 0.50% · 4.625%
HK$55,102
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,882/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,374
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,479/mo
Today · 4.125%
HK$57,312
baseline
▲ 0.50% · 4.625%
HK$60,333
+HK$3,021/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,624/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,554 · Scale 2, in force from 26 Feb 2026)