LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,154
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,999
−HK$858/mo
Today · 4.125%
HK$28,857
baseline
▲ 0.50% · 4.625%
HK$30,613
+HK$1,756/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,714/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,019
−HK$822/mo
Today · 4.125%
HK$31,841
baseline
▲ 0.50% · 4.625%
HK$33,519
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,682/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,598
−HK$1,030/mo
Today · 4.125%
HK$34,628
baseline
▲ 0.50% · 4.625%
HK$36,735
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,256/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,250
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,223
−HK$986/mo
Today · 4.125%
HK$38,209
baseline
▲ 0.50% · 4.625%
HK$40,223
+HK$2,014/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,418/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,016
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,198
−HK$1,202/mo
Today · 4.125%
HK$40,400
baseline
▲ 0.50% · 4.625%
HK$42,858
+HK$2,458/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,800/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,292
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,426
−HK$1,151/mo
Today · 4.125%
HK$44,577
baseline
▲ 0.50% · 4.625%
HK$46,927
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,154/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,877
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,398
−HK$1,544/mo
Today · 4.125%
HK$51,942
baseline
▲ 0.50% · 4.625%
HK$55,103
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,884/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,376
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,834
−HK$1,479/mo
Today · 4.125%
HK$57,313
baseline
▲ 0.50% · 4.625%
HK$60,334
+HK$3,021/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,626/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,563 · Scale 2, in force from 26 Feb 2026)