LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,157
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$28,001
−HK$858/mo
Today · 4.125%
HK$28,859
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,757/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$57,718/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,211
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,022
−HK$822/mo
Today · 4.125%
HK$31,844
baseline
▲ 0.50% · 4.625%
HK$33,522
+HK$1,678/mo
Deposit HK$5.95M · loan HK$5.95M · min. income ≈ HK$63,688/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,588
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,601
−HK$1,030/mo
Today · 4.125%
HK$34,631
baseline
▲ 0.50% · 4.625%
HK$36,739
+HK$2,108/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,254
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,226
−HK$986/mo
Today · 4.125%
HK$38,212
baseline
▲ 0.50% · 4.625%
HK$40,227
+HK$2,015/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,424/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,019
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,201/mo
Today · 4.125%
HK$40,403
baseline
▲ 0.50% · 4.625%
HK$42,862
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,806/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,296
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,430
−HK$1,151/mo
Today · 4.125%
HK$44,581
baseline
▲ 0.50% · 4.625%
HK$46,931
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,162/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,882
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,402
−HK$1,545/mo
Today · 4.125%
HK$51,947
baseline
▲ 0.50% · 4.625%
HK$55,108
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,894/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,380
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,839
−HK$1,479/mo
Today · 4.125%
HK$57,318
baseline
▲ 0.50% · 4.625%
HK$60,340
+HK$3,022/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,636/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,604 · Scale 2, in force from 26 Feb 2026)