LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,158
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,003
−HK$858/mo
Today · 4.125%
HK$28,861
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,722/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,213
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$822/mo
Today · 4.125%
HK$31,846
baseline
▲ 0.50% · 4.625%
HK$33,524
+HK$1,678/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,692/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,590
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,604
−HK$1,030/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,741
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,256
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,228
−HK$987/mo
Today · 4.125%
HK$38,215
baseline
▲ 0.50% · 4.625%
HK$40,229
+HK$2,014/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,430/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,204
−HK$1,202/mo
Today · 4.125%
HK$40,406
baseline
▲ 0.50% · 4.625%
HK$42,865
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,812/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,299
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,433
−HK$1,151/mo
Today · 4.125%
HK$44,584
baseline
▲ 0.50% · 4.625%
HK$46,934
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,168/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,885
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,406
−HK$1,545/mo
Today · 4.125%
HK$51,951
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,902/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,384
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,843
−HK$1,479/mo
Today · 4.125%
HK$57,322
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,022/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,644/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,634 · Scale 2, in force from 26 Feb 2026)