LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,159
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,004
−HK$858/mo
Today · 4.125%
HK$28,862
baseline
▲ 0.50% · 4.625%
HK$30,619
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,724/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,215
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,025
−HK$822/mo
Today · 4.125%
HK$31,847
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,694/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,591
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,605
−HK$1,030/mo
Today · 4.125%
HK$34,635
baseline
▲ 0.50% · 4.625%
HK$36,742
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,270/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,257
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,230
−HK$986/mo
Today · 4.125%
HK$38,216
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,015/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,432/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,023
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,206
−HK$1,201/mo
Today · 4.125%
HK$40,407
baseline
▲ 0.50% · 4.625%
HK$42,866
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,814/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,300
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,435
−HK$1,151/mo
Today · 4.125%
HK$44,586
baseline
▲ 0.50% · 4.625%
HK$46,936
+HK$2,350/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,172/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,887
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,408
−HK$1,544/mo
Today · 4.125%
HK$51,952
baseline
▲ 0.50% · 4.625%
HK$55,114
+HK$3,162/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,904/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,386
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,845
−HK$1,479/mo
Today · 4.125%
HK$57,324
baseline
▲ 0.50% · 4.625%
HK$60,346
+HK$3,022/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,648/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,650 · Scale 2, in force from 26 Feb 2026)