LTV · monthly repayment
▼ 0.50% · 3.625%
HK$271,605
−HK$17,032/mo
▼ 0.25% · 3.875%
HK$280,054
−HK$8,583/mo
Today · 4.125%
HK$288,637
baseline
▲ 0.50% · 4.625%
HK$306,200
+HK$17,563/mo
Deposit HK$59.56M · loan HK$59.56M · min. income ≈ HK$577,274/mo (50% DSR)
Upfront cash ≈ HK$67.30M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,158
−HK$16,325/mo
▼ 0.25% · 3.875%
HK$310,262
−HK$8,221/mo
Today · 4.125%
HK$318,483
baseline
▲ 0.50% · 4.625%
HK$335,270
+HK$16,787/mo
Deposit HK$59.56M · loan HK$59.56M · min. income ≈ HK$636,966/mo (50% DSR)
Upfront cash ≈ HK$67.30M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,926
−HK$20,439/mo
▼ 0.25% · 3.875%
HK$336,065
−HK$10,300/mo
Today · 4.125%
HK$346,365
baseline
▲ 0.50% · 4.625%
HK$367,440
+HK$21,075/mo
Deposit HK$47.64M · loan HK$71.47M · min. income ≈ HK$692,730/mo (50% DSR)
Upfront cash ≈ HK$55.39M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,590
−HK$19,589/mo
▼ 0.25% · 3.875%
HK$372,314
−HK$9,865/mo
Today · 4.125%
HK$382,179
baseline
▲ 0.50% · 4.625%
HK$402,325
+HK$20,146/mo
Deposit HK$47.64M · loan HK$71.47M · min. income ≈ HK$764,358/mo (50% DSR)
Upfront cash ≈ HK$55.39M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$380,247
−HK$23,845/mo
▼ 0.25% · 3.875%
HK$392,075
−HK$12,017/mo
Today · 4.125%
HK$404,092
baseline
▲ 0.50% · 4.625%
HK$428,680
+HK$24,588/mo
Deposit HK$35.73M · loan HK$83.38M · min. income ≈ HK$808,184/mo (50% DSR)
Upfront cash ≈ HK$43.48M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,021
−HK$22,855/mo
▼ 0.25% · 3.875%
HK$434,367
−HK$11,509/mo
Today · 4.125%
HK$445,876
baseline
▲ 0.50% · 4.625%
HK$469,379
+HK$23,503/mo
Deposit HK$35.73M · loan HK$83.38M · min. income ≈ HK$891,752/mo (50% DSR)
Upfront cash ≈ HK$43.48M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$488,890
−HK$30,657/mo
▼ 0.25% · 3.875%
HK$504,097
−HK$15,450/mo
Today · 4.125%
HK$519,547
baseline
▲ 0.50% · 4.625%
HK$551,160
+HK$31,613/mo
Deposit HK$11.91M · loan HK$107.20M · min. income ≈ HK$1,039,094/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$543,885
−HK$29,384/mo
▼ 0.25% · 3.875%
HK$558,471
−HK$14,798/mo
Today · 4.125%
HK$573,269
baseline
▲ 0.50% · 4.625%
HK$603,487
+HK$30,218/mo
Deposit HK$11.91M · loan HK$107.20M · min. income ≈ HK$1,146,538/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$7,742,263 · Scale 2, in force from 26 Feb 2026)