LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,162
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,007
−HK$859/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,622
+HK$1,756/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,218
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,028
−HK$822/mo
Today · 4.125%
HK$31,850
baseline
▲ 0.50% · 4.625%
HK$33,529
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,700/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,595
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$1,030/mo
Today · 4.125%
HK$34,639
baseline
▲ 0.50% · 4.625%
HK$36,746
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,278/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$986/mo
Today · 4.125%
HK$38,220
baseline
▲ 0.50% · 4.625%
HK$40,235
+HK$2,015/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,440/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,202/mo
Today · 4.125%
HK$40,412
baseline
▲ 0.50% · 4.625%
HK$42,871
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,824/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,305
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,151/mo
Today · 4.125%
HK$44,590
baseline
▲ 0.50% · 4.625%
HK$46,941
+HK$2,351/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,180/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,892
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,413
−HK$1,545/mo
Today · 4.125%
HK$51,958
baseline
▲ 0.50% · 4.625%
HK$55,119
+HK$3,161/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,916/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,392
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,851
−HK$1,479/mo
Today · 4.125%
HK$57,330
baseline
▲ 0.50% · 4.625%
HK$60,352
+HK$3,022/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,660/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,697 · Scale 2, in force from 26 Feb 2026)