LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,163
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,008
−HK$858/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,623
+HK$1,757/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,218
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$822/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,679/mo
Deposit HK$5.96M · loan HK$5.96M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,595
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$1,031/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$2,107/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,262
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$986/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,236
+HK$2,015/mo
Deposit HK$4.76M · loan HK$7.15M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,028
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,211
−HK$1,202/mo
Today · 4.125%
HK$40,413
baseline
▲ 0.50% · 4.625%
HK$42,872
+HK$2,459/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$80,826/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,306
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,440
−HK$1,151/mo
Today · 4.125%
HK$44,591
baseline
▲ 0.50% · 4.625%
HK$46,942
+HK$2,351/mo
Deposit HK$3.57M · loan HK$8.34M · min. income ≈ HK$89,182/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,545/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$55,121
+HK$3,162/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,393
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,852
−HK$1,480/mo
Today · 4.125%
HK$57,332
baseline
▲ 0.50% · 4.625%
HK$60,354
+HK$3,022/mo
Deposit HK$1.19M · loan HK$10.72M · min. income ≈ HK$114,664/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$446,709 · Scale 2, in force from 26 Feb 2026)